General Information

To provide tailored lending and investment solutions to our customers in line with Bank of Ghana rules and regulations

NDK began operations in 1991, prior to the enactment of the Financial Institutions (Non-Banking Law) of 1993 – PNDC 328

NDK is regulated by the Bank of Ghana (BoG) as a finance house.

NDK Financial Services Limited is not affiliated to any company. It however has NDK Capital and Igiyazi Properties as sister companies but operate differently and independently with separate board of directors and different regulations.

There are four partner banks; Access Bank, Cal Bank, UMB Bank & Standard Chartered.

Investment Information

NDK is a pioneer in the investment business with 28 years’ experience.  We have a clientele base of over 5,000 which includes pensioners, students, business owners, etc. We offer investment products that ensure safe and guaranteed high returns.

NDK has six investment packages all tailored to meet the individual and corporate needs of client. They are: NDK Fixed Deposit, NDK Education Plan, NDK Dream Investment, NDK Happy Retirement Plan, NDK Business Grower and NDK Diaspora Investment Account. Find out more about our investment packages: NDK Investment Page

The minimum amount needed is dependent on the preferred product. The NDK Fixed deposit has the lowest initial investment amount of Ghc5,000.00

It is treasury bill rate plus 4-8% p.a. depending on the tenor and amount.

Yes they are. Speak to any of our executives on toll free 0800 123 123 for assistance.

Yes, You can download them from this link : Investment Forms

The requirements differ for the various types of investment accounts available.
Call our toll free line 0800 123 123 for assistance.

Yes. Kindly speak to an executive for assistance by calling our toll free line  0800 123 123

No. However you can change into the local currency as we do not invest in foreign currency.

Yes. You can do so with any of our four partner banks i.e. StanChart, UMB, Access Bank and Cal Bank.

Credit Information

Yes. You can do so by giving instruction to your relationship officer.

You can do so by sending us an email on info@ndkfinancialservices.com, calling the call centre on 0302 218 444 or speaking to your relationship officer.

You can do so by putting in a request via email to info@ndkfinancialservices.com or walk in to fill a form.

No there are no fees associated with withdrawal.

Yes. Withdrawals before maturity is highly  discouraged and may attract minimal penalty.

Yes and these charges depend on the amount and tenor of your investment

Yes. However, we discourage clients from doing so.

An L. A (Letters of Administration) of Probate or Will is to be submitted to us. We have to confirm to the appropriate administrators.

Yes. Once you meet all the requirements you qualify for a loan. Please speak to an executive on toll free 0800 123 123.

We offer different types of loans. Kindly read more about our loans on:  NDK Loans Page

The rates are between 3.5%-5%.

Yes, they are. access our loan forms: Loan Forms

This depends on the amount being requested. Kindly speak to an executive on our toll free 0800 123 123 for assistance.

We accept a wide range of assets as collateral. These include cash collaterals (investments), landed properties and movables assets (cars and vehicles).

All assets submitted will be required to pass our internal assessment on salability.
Kindly speak to an executive on our toll free line 0800 123 123

We often offer short term loans which run from 6 to 9 months.

Yes. NDK funds projects from both the private and public sector.