Credit is the trust which allows one party to provide money or resources to another party wherein the second party does not reimburse the first party immediately, but promises either to repay or return those resources at a later date.
Employee & Personal Loans
NDK provides loans for up to 12 months to salaried workers who are employed by credible institutions. Generally, applicants will have to present letters from their employers guaranteeing monthly deductions from the employee’s salary; and also should the employee default on the loan, their entitlements will be pledged to NDK.
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Warehousing
NDK provides financing for the payment of all charges and costs associated with clearing and storing of goods in a warehouse.
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Asset Financing
Businesses may need funds to purchase machinery and equipment for the execution of contracts. NDK provides loans for the acquisition of such assets to help grow your business.
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Project Financing
We provide funds to complete a variety of projects or get such projects to income generating stages. Estate builders, Developers, Investors etc, can obtain funds to ‘top-up’ their contributions in order to complete their projects.
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Invoice Discounting
Invoice discounting makes funds available against works executed and invoiced, prior to the customer being paid or to enable the customer to meet project deadlines.
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Import & Export Financing
NDK provides loans to finance the payment of customs duties, and other clearing charges associated with transporting goods into or outside of Ghana.
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Bridge Financing
Whiles waiting for the disbursement of an approved loan or financing package from a traditional bank, NDK can provide your business with short-term loans.
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Other Financial Services
NDK also provides several other financial services such as Letters of Credit, Performance Guarantees, Bid Security and Advance Payment Guarantees
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