The NDK Story
NDK Financial Services is the first and most experienced company in the Finance House category of the Non-Banking Financial Services industry in Ghana.
NDK began operations in 1991, prior to the enactment of the Financial Institutions (Non-Banking Law) of 1993 – PNDC 328. The company has played a leading role in spearheading discussions and providing invaluable input for many of the laws and regulations that govern the non-bank industry. NDK continues to assist the Bank of Ghana in improving the Non-Banking law and the regulations under which all Non-Bank Institutions operate.
The Early Years
Operations began in a small office in the Kingsway building, Accra and NDK’s first clients were primarily traders and businessmen importing goods for sale, and individuals who needed loans and would not be able to meet the stringent requirements of Banks. The business grew and over the course of a few years, the company became known as the alternative to banks. In 1997, NDK Financial Services had grown in reputation and clients that it relocated into its own building in Osu where brisk business continued. By this time, it had also developed a reputation as a reliable and trustworthy place to invest and save monies. Today the investment arm of NDK is still regarded as a leader in the industry, providing safe, professional services whilst guaranteeing clients excellent returns on their monies.
Positioning for the ever Changing Industry
In 2007 major changes in internal structures and processes were initiated to ensure that the Company was poised to meet the changing needs of its customers. NDK increased its investment in Human Capital and upgraded its IT systems in order to improve the quality of service offered to its clients.
The changes were marked on the outside by a redesigning of a new corporate visual identity. A strong, simple yet approachable logo of Green and Silver, which speaks to the personality of the company. The Silver in our logo represents a commitment to offering sterling service to our stakeholders and the green represents our desire to be creative, resourceful and solution providers to our clients.
NDK also renewed its commitment to its brand promise, its corporate values and its priority to understand its customers in order to serve them better.
We have grown from a staff of 2 to the current size of about 60 staff with 2 branches; a head office location and a branch in Tema. We mark our growth by the number of loan and investment clients we serve and by the number of lives and families we impact.
Our focus, therefore, continues to be to remain a finance house with strong relationships with clients for sustainable impactful mutual growth. We believe it is this deliberateness in our strategy that has ensured that we have weathered the many economic and environmental changes in the market.